The Team
Domain expertise meets engineering — why this founding team can execute
Gavin — Former IFA across UK, UAE, and US jurisdictions. FCA qualifications R1-6. Saw the advice industry from the inside — the product-distribution model, the misalignment, the complexity that serves providers not consumers. Self-taught full-stack developer (React, TypeScript, Next.js) with a design-first approach. The rare intersection of regulatory fluency and engineering capability. Tim — PhD data scientist. Quantitative algorithms and mathematical modelling. The analytical engine behind Influx's decision tools — from mortgage affordability models to pension projection simulations. Why this pairing works — Domain + data. Regulation + engineering. The two hardest things to find in one founding team for a fintech in this space. Key hires and timeline — What roles we hire first, when, and why. What we don't need yet and why. Advisory and support — Any advisers, mentors, or domain experts in the orbit. If none yet, what you're looking for.